Case study · 2025 · Payment Platforms · Fintech

Security Hardening for a Payments Platform

A growing payments platform asked us to attack it before someone else did. Under a scoped, written rules-of-engagement, we ran an authorized penetration test focused on API abuse and authorization logic, then worked the findings with the platform's engineers through fix sprints and retesting — finishing with a hardened surface and an evidence pack their assessor could work from.

The challenge

The platform had grown API-first and fast — new endpoints shipping weekly, partner integrations multiplying, and no adversarial review since the early architecture. Authorization logic was the honest worry: who can move whose money.

Larger merchants and an upcoming assessment were raising the bar: the platform needed findings fixed and demonstrated fixed, with evidence tidy enough to hand to a qualified assessor.

What we built

01

Scoped, authorized testing

A written rules-of-engagement defined targets, test windows, and escalation contacts; testing ran against a production-parity environment with methodology aligned to OWASP ASVS and API Security Top 10.

02

Authorization logic first

The deepest effort went to object-level and function-level authorization across merchant, partner, and internal roles — where we found the four critical issues, including cross-tenant object references in two payout endpoints.

03

Fix sprints with engineers, not a PDF

Findings were worked in joint fix sprints with reproductions, severity rationale, and pattern-level fixes — a centralized authorization middleware replaced per-endpoint checks, closing the class, not just the instances.

04

Retest and evidence pack

Every finding was retested against the deployed fix; the closing package paired each with its remediation evidence, alongside hardening work on secrets handling, session lifetimes, and dependency policy.

The results

32
Findings remediated & retested

including 4 critical, 7 high severity

−60%
Exposed API surface

routes and scopes retired after inventory

0
Critical or high on retest

verified against deployed fixes

Findings by severityInitial assessment vs. verified retest

Remaining medium/low items are accepted risks with documented compensating controls.

View the data as a table
Findings by severity
 InitialRetest
Critical40
High70
Medium122
Low94
  • All 32 findings — 4 critical, 7 high — remediated and verified in retest, with zero critical or high findings remaining.
  • Publicly reachable API surface shrank about 60% after an endpoint inventory retired forgotten routes and over-broad scopes.
  • The platform's assessor review proceeded on the engagement's evidence pack, and adversarial testing became a standing pre-release practice for the payment team.

Client identities stay confidential; figures are rounded from end-of-engagement delivery reporting.

Stack & expertise

  • OWASP ASVS methodology
  • Burp Suite
  • custom API fuzzing harness
  • AWS
  • Node.js fixes

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